At Limitless Insurance Agency, we cut through the noise to help you make smart, confident decisions about your health coverage. Our team specializes in under-65 Marketplace alternative plans that are often more affordable, more flexible, and better suited to your needs than standard insurance options. We don’t just explain insurance; we simplify it, so you can take action without confusion or regret.
We serve individuals and families across Texas and Louisiana and understand the unique challenges in these markets. Whether you're between jobs, self-employed, or simply looking for a smarter solution, we provide expert guidance with clarity and care.
Your consultation is always free, with zero pressure or obligation. Just honest answers and better coverage options designed for you.
SUPPLEMENTAL INSURANCE
Secure your family's future with comprehensive life insurance coverage, offering peace of mind and financial protection when they need it most.
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HEALTH
Get affordable health insurance plans that provide essential care and coverage, ensuring your well-being and peace of mind for every stage of life.
LIFE
Protect your health and finances with our Supplemental Insurance plans: Dental & Vision, Hospital Indemnity, Critical Illness, Accidental, and Disability Insurance.
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We offer health insurance plans that are available all year. They do not require a special enrollment period to sign up.
For a traditional ACA Marketplace plan, you must sign up during open enrollment or when you qualify for a special enrollment period.
Open enrollment is November 1st - December 15th for an effective date of January 1st and December 16th - January 15th for an effective date of February 1st.
Q: What types of Health Insurance does Limitless Insurance Agency offer?
A: At Limitless Insurance Agency, we specialize in health insurance solutions for individuals under 65. While we can help you explore Marketplace options if that’s the best fit for you, our main focus is on providing private health insurance plans outside of the federal exchange. These private plans offer a range of benefits and flexibility, allowing us to find a tailored solution that meets your specific needs and budget. Let us know your situation, and we’ll be happy to help you navigate the options!
Q: What is a Deductible?
A: A deductible is the amount of money that you are responsible for before the insurance plan begins to pay.*
*Some plans have copays that you can pay before you meet your deductible. It is best to read your Summary of Benefits and Certificate of Coverage documents to make sure you understand what you are responsible to pay and any exclusions.
Q: What is the difference between a Copayment (copay) & Coinsurance?
A: A copay is a fixed amount you pay for a specific service or prescription at the time you receive care.
Coinsurance is a percentage of the cost of a covered healthcare service that you pay after meeting your deductible.
Yes. Most of our dental plans pay in addition to your current dental plan.